answer text |
<p>Less than 2% of people receiving Universal Credit did not have a bank account at
the point of first payment, as of April 2018, according to departmental data. Those
who do not have a bank account can be paid through a Post Office Card Account, or
alternatively payments can be made into someone else’s bank account. Payments can
also be made using the HM Government Payment Exception Service.</p><p> </p><p>We do
not collect data on the number of people who received help through Universal Support
to open a bank account.</p>
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